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Medicare Part A is commonly considered hospitalization insurance. Part A covers costs related to:
Medicare Part B provides for the rest of your non-hospitalization healthcare needs. Under Part B you receive coverage for:
Together, Medicare Parts A and B are called Original Medicare.
Medicare Part C, or Medicare Advantage is designed to roll the coverage of Parts A and B into one plan, offered by a private health insurance company that contracts with Medicare.. By law, Advantage plans must offer at least the same coverage as Original Medicare. Other rules may differ, or the network might offer additional benefits. Many Advantage plans also include Part D, or prescription drug coverage.
Common types of Part C plans include:
If you opt for a Part C plan, you will have the opportunity to compare plans, benefits, and rates each year during an Annual Election Period.
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